MAT 142 Maricopa Community Colleges Value of The Annuity and The Interest Questions Programming Assignment Help

MAT 142 Maricopa Community Colleges Value of The Annuity and The Interest Questions Programming Assignment Help. MAT 142 Maricopa Community Colleges Value of The Annuity and The Interest Questions Programming Assignment Help.


(/0x4*br />

2. Find the value of the annuity and the interest. Round to the nearest dollar.

Periodic Deposit: $1000 at the end of each year

Rate: 6.5% compounded annually

Time: 9 years

A. $11,732; $2,732

B. $2,546; $6,454

C. $27,116; $18,116

D. $10,077; $1,077

3. a.Use the appropriate formula to determine the periodic deposit.

b.How much of the financial goal comes from deposits and how much comes from interest?

Periodic Deposit

Rate

Time

Financial Goal

$? at the end of every three months

4.5%

compounded quarterly

5

years

$30,000

a.

The periodic deposit is

$.

(Do not round until the final answer. Then round up to the nearest dollar as needed.)

b.

$of the $30,000 comes from deposits and

$comes from interest.

(Use the answer from part (a) to find these answers. Round to the nearest dollar as needed.)


4. At the age of 33, to save for retirement, you decide to deposit $60 at the end of each month in an IRA that pays

3.5% compounded monthly.

a.

Use the following formula to determine how much you will have in the IRA when you retire at age 65.

B.

Find the interest.

a.

You will have approximately

$in the IRA when you retire.

(Do not round until the final answer. Then round to the nearest dollar as needed.)

b.

The interest is approximately

$.

(Use the answer from part a to find this answer. Round to the nearest dollar asneeded.)

5. a. Use the appropriate formula to determine the periodic deposit.

b. How much of the financial goal comes from deposits and how much comes from interest?

Periodic Deposit

Rate

Time

Financial Goal

$? at the end of each year

6%

compounded annually

19

years

$130,000

a.The periodic deposit is

$.

(Do not round until the final answer. Then round up to the nearest dollar as needed.)

b.

$of the $130,000 comes from deposits and

$ comes from interest.

(Use the answer from part (a) to find these answers. Round to the nearest dollar as needed.)


7.. Suppose that you borrow $10,000 for four years at 6% toward the purchase of a car. Find the monthly payments and the total interest for the loan.

A. $235; $11,280

B. $235; $1,280

C. $553; $16,544

D. $276; $13,248


8. Suppose that you decide to buy a car for $25,738, including taxes and license fees. You saved $7,000 for a down payment and can get a five-year loan at 6.57%. Find the monthly payment and the total interest for the loan.

A. $367 ; $3,282

B. $367; $19,782

C. $642; $19,782

D. $504; $4,502


9. Suppose that a certain car has the following average operating and ownership costs.

Average Costs per Mile

Operating

Ownership

Total

$0.26

$0.68

$0.94

a. If you drive 20,000 miles per year, what is total annual expense for this car?

b. If the total annual expense for this car is deposited at the end of each year into an IRA paying 8.5% compounded yearly, how much will be saved at the end of four years?

a. If you drive 20,000 miles per year, the total annual expense for this car is $.

(Round to the nearest dollar as needed.)

b. If the total annual expense for this car is deposited at the end of each year into an IRA paying 8.5% compounded yearly, the amount saved at the end of four years is

$.

(Round to the nearest dollar as needed.)


10. The biggest single purchase that most people make in their lives is the purchase of a home. Most home owners have to finance the purchase with an installment loan. Assume you have found your new home and it costs $325,000. You need to have a 10% down payment.

Determine the 10% down payment and the amount of the mortgage loan. Assume any other costs will be taken care of at settlement and not incorporated into the loan.

The down payment is $ and the mortgage loan amount is

$.

(Round to the nearest cent as needed.)


11. Use PMT to determine the regular payment amount, rounded to the nearest dollar. The price of a home is $163,000. The bank requires a 20% down payment and three points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. Complete parts (a) through (e) below.

a. Find the required down payment.

$

b. Find the amount of the mortgage.

$

c. How much must be paid for the three points at closing?

$

(Round to the nearest dollar as needed.)

d. Find the monthly payment (excluding escrowed taxes and insurance).

$

(Round to the nearest dollar as needed.)

e. Find the total cost of interest over 30 years.

$

(Round to the nearest dollar as needed.)


12. In terms of paying less in interest, which is more economical for a $130,000 mortgage: a 30-year fixed-rate at 9% or a 15-year fixed-rate at 8.5%? How much is saved in interest? Use the following formula to determine the regular payment amount.

Determine which loan is more economical. Choose the correct answer below.

a. The 15-year 8.5% loan is more economical.

b. The 30-year 9% loan is more economical.

The buyer will save in interest approximately $

(Do not round until the final answer. Then round to the nearest thousand dollars.)


13. Use PMT to determine the regular payment amount, rounded to the nearest cent. The cost of a home is financed with a

$160,000 20-year fixed-rate mortgage at 4.5%.

a. Find the monthly payments and the total interest for the loan.

b. Prepare a loan amortization schedule for the first three months of the mortgage.

a. The monthly payment is $

(Do not round until the final answer. Then round to the nearest cent as needed.)

The total interest for the loan is $

(Use the answer from part a to find this answer. Round to the nearest cent as needed.)

b. Fill out the loan amortization schedule for the first three months of the mortgage below.

Payment Number

Interest

Principal

Loan Balance

1

$

$

$

2

$

$

$

3

$

$

$

(Use the answer from part a to find these answers. Round to the nearest cent as needed.)



14. Use PMT to determine the regular payment amount, rounded to the nearest dollar. Your credit card has a balance of $3200 and an annual interest rate of 15%. You decide to pay off the balance over three years. If there are no further purchases charged to the card,

a. How much must you pay each month?

b. How much total interest will you pay?

a. The monthly payments are approximately $

(Do not round until the final answer. Then round to the nearest dollar as needed.)

b. The total interest paid over 3 years is approximately

$

(Round to the nearest dollar as needed.)



15.

Suppose your credit card has a balance of $7,000 and an annual interest rate of 16%. You decide to pay off the balance over three years. If there are no further purchases charged to the card,

(a) How much must you pay each month?

(b) How much total interest will you pay?

Now suppose decide to pay off the balance over one year rather than three.

(c) How much more must you pay each month?

(d) How much less will you pay in total interest?

A. (a) $246 (b) $1,856 (c) $389 more per month (d) $1,236 less in total interest

B. (a) $257 (b) $752 (c) $389 more per month; (d) $1,500 less in total interest

C. (a) $246 (b) $620 (c) $389 more per month (d) $1,236 less in total interest

D. (a) $257 (b) $2,252 (c) $389 more per month; (d) $1,500 less in total interest

16. A credit card has a monthly rate of 1.7% and uses the average daily balance method for calculating interest. Here are some of the details in the June 1-June 30 itemized billing:

June 1 Unpaid Balance: $450.59

Payment Received June 7:

$140

Purchases Charged to the Account: $252.12

Average Daily Balance: $338.59

Last Day of the Billing Period: June 30

Payment Due Date: July 9

a. Find the interest due on the payment due date.

b. Find the total balance owed on the last day of the billing period.

c. Minimum payment terms are shown in the accompanying table. What is the minimum payment due by July 9?

TABLE:

New Balance Minimum Payment
$0.01 to $10.00 No payment due
$10.01 to $200.00 $10.00
$200.01 to $250.00 $15.00
$250.01 to $300.00 $20.00
$300.01 to $350.00 $25.00
$350.01 to $400.00 $30.00
$400.01 to $450.00 $35.00
$450.01 to $500.00 $40.00
Over $500.00 1/10 of New Balance

A. a. $5.57 b. $316.16 c. $20.00

B. a. $5.76 b. $568.47 c. $56.85

C. a. $5.84 b. $649.18 c. $56.85

D. a. $5.84 b. $310.59 c. $20.00

MAT 142 Maricopa Community Colleges Value of The Annuity and The Interest Questions Programming Assignment Help[supanova_question]

BHCC Python Program Recursive Function and Input List of Numbers Coding Programming Assignment Help

The python program I need help with is described below. I think it’s supposed to work with any given input of numbers.

Define a recursive function to sort an input list of numbers. Do not use inbuilt Python sorting functions. Hints:

  • Use min() to get the smallest number in the list, then recursively call the function on the remaining numbers in the list to get the next smallest number. Note that the same number can appear more than once in the list. 
  • Use list comprehensions to make your code more concise, e.g. [x for x in my_list if x == max_val] returns all values in a list my_list whose value is equal to max_val.

[supanova_question]

SCMG 305 APUS Week 2 Demand Driven Forecasting & Supply Driven Forecasting Discussion Business Finance Assignment Help

Discussion Forum Prompt:

In addition to reading your assigned resources for week 2, you have some research to complete for this week’s forum:

  1. Research online for an authoritative (expert) resource that helps you to answer a very simple question: What are the basic differences between supply-driven and demand-driven forecasting.
  2. Start your Discussion forum by inserting a hyperlink for your resource
  3. Next, directly under the hyperlink, author a paragraph discussing what you learned about the differences between supply- and demand-driven forecasting and any points that may have been either additive to or different from the lesson reading assignments.
  4. The final task for this forum is to briefly summarize what you have learned that you wish to pass on to the rest of us in the course that identifies the primary difference between supply-driven and demand-driven forecasting.

[supanova_question]

RSCH 8210 Walden University Wk 7 ANOVA Testing Discussion Post Mathematics Assignment Help

To prepare for this Discussion:

  • Review the Learning Resources and the media programs related to ANOVA testing.
  • Search for and select a quantitative article specific to your discipline and related to ANOVA testing. Help with this task may be found in the Course guide and assignment help linked in this week’s Learning Resources. Also, you can use as guide the Research Design Alignment Table located in this week’s Learning Resources.

By Day 3

Write a 3- to 5-paragraphs critique of the article. In your critique, include responses to the following: Please itemize each point so that you show that you have addressed each point.

  1. Which is the research design used by the authors?
  2. Why did the authors use ANOVA test?
  3. Do you think it’s the most appropriate choice? Why or why not?
  4. Did the authors display the data?
  5. Do the results stand alone? Why or why not?
  6. Did the authors report effect size? If yes, is this meaningful?

Be sure to support your Main Post and Response Post with reference to the week’s Learning Resources and other scholarly evidence in APA Style.

By Day 5

Respond to one of your colleagues’ posts and:

  1. Make recommendations for the design choice.
  2. Explain whether you think that this is the appropriate test to use for the research question. Why or why not?
  3. As a lay reader, were you able to understand the results and their implications? Why or why not?

[supanova_question]

PSY 3800 SUO CareerFitter & Career Guidance Inventory Tests Discussion Humanities Assignment Help

Career Guidance Inventory Tests

Using resources such as the South University Online Library and the Internet, research various career guidance inventories (e.g., values and interest tests) and select one free test to attempt.

After attempting the test, write a 2- to 3-page report that includes the following:

  • A brief description of the test.
  • An explanation of the purpose of this test.
  • A brief description on the theoretical basis for the test.
  • An analysis of the test results.
  • An explanation on whether your results surprise you.
  • A list of the references cited for the construction or development of this test, if any.

In your report also provide answers to the following questions:

  • How much faith do you have in this test and its results?
  • On the basis of what you learned about career interests test, what would you change regarding this test and why?
  • What are the implications of taking this test on a computer? Would this test be better as a paper-and-pencil test?
  • What are the positive and negative ramifications of this test’s availability?
  • Is the test associated with a reputable organization? If yes, give a brief description of the organization.
  • Are there different subscale scores, or is it just one aggregate score? What scoring unit is used—z scores, percentile scores, or raw scores? What are the theoretical implications for the scoring of this test?

[supanova_question]

[supanova_question]

North Carolina A & T State C Program Using Heaps STL Vectors and Pointers Project Programming Assignment Help

In this assignment you will use your Card class to simulate a deck of cards. You will create a Deck class as follows:

  • The constructor will create a full 52-card deck of cards. 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen, King, Ace for each suit: Clubs, Diamonds, Hearts, Spades
  • Each card will be created on the heap and the deck will be stored using an STL vector of Card pointers.
  • The destructor will free the memory associated with each Card instance.
  • A shuffle method will shuffle the Card pointers into an STL stack. Note that only the pointers will be added to the stack. Shuffle may be called at any time to “reshuffle”. Reshuffling clears the stack and repopulates with the full deck.
  • A draw method will allow the caller to receive a pointer to the Card on the top of the shuffled deck. The Card will be popped from the stack.

Write a main function that does the following:

  • Creates a deck of cards.
  • Shuffles the deck.
  • Draws 10 cards and prints each one.
  • Reshuffles the deck.
  • Draws 10 cards and prints each one.

I have attached the Card class

North Carolina A & T State C Program Using Heaps STL Vectors and Pointers Project Programming Assignment Help[supanova_question]

LIT 232 QCC Mosley Reexploring the Genre and Literary Composition Analytical Review Writing Assignment Help

Mosley Chat

2323 unread replies.2323 replies.

Our focus for Mosley is Redefining the Genre. A literary genre is a category of literary composition. Genres may be determined by literary technique, tone, content, or even (as in the case of fiction) length. The distinctions between genres and categories are flexible and loosely defined, often with subgroups.

The most general genres in literature are epic, tragedy, comedy, and creative nonfiction. Obviously, in this course we’ve been asked to explore the mystery genre. If it helps, start thinking about things that you know: how did Game of Thrones change the fantasy TV genre? How did Richard Pryor change the stand-up comedy genre? You now have the distinct benefit of a robust exploration of the mystery literature genre, so your voice and interpretations have a solid foundation. For example, it will help to look back to Doyle (as one of the forefathers of this genre) and consider how Mosley both pays homage to the roots of the genre while departing from them. To what extent has he maintained some of the same literary features? Wherein, and for what purposes, is he now “paddling his own canoe?” A good place to start, in terms of deciphering the departure, is within the realm of social commentary. Consider how Mosley incorporates content that says something meaningful about people, places, times, etc. For this final paper, I am not going to dictate how your response is organized; instead, I’d like to set you free with this, and invite any number of compositional approaches (in terms of how you organize paragraphs, etc.). Your final paper (50 points) is due on or before May 6.

[supanova_question]

Ohio Christian University Stresses in Childhood Identify the Effects Discussion Humanities Assignment Help

Stresses in Childhood Response

Identify the effects of stress in childhood and what makes a child resilient.

Children experience life stressors. Unlike adults, most of these stressors are completely out of the child’s control. They are left as bystanders to the events around them. What is amazing is the resiliency that becomes so evident in children. This is such an interesting section in this text as we are allowed to explore and analyze the topic of resiliency.

  • Review Chapter 7 in your text.
  • Write 3-4 paragraphs describing the stress experienced by those in middle childhood. Who are “resilient children” and what are their personal characteristics?

[supanova_question]

Arizona State University Major Algae Blooms Impacts in Florida Discussion Science Assignment Help

Several coastal areas of Florida has been impacted by major algae blooms in recent years. Some of these blooms are caused by various kinds of freshwater cyanobacteria, often referred to as blue-green algae. In addition, several coastal areas of southwest Florida, the panhandle, and, most recently, southwest Florida have been impacted by “red tides”, which in Florida area usually associated with a marine dinoflagellate called Karenia brevis.

While the two types of algae blooms are quite different in how and where they form, both cause significant environmental harm – including large fish kills. Toxins from Karenia brevis and certain kinds of freshwater cyanobacteria, particularly Microcystis and Anabaena species, can also have adverse impacts on human health.

Media and public discussions about these algal blooms have often been quite contentious, confusing, and, in some cases, outright wrong. Leading scientists have therefore attempted to communicate scientific knowledge directly to the public. For this discussion board exercise, you will think carefully about the (somewhat different!) thoughts of two well-respected scientific researchers:

– Dr. Michael Crosby, President of Mote Marine Laboratory – https://www.heraldtribune.com/opinion/20180817/gue…

– Dr. Karl Havens, former Director of the Florida Sea Grant Program – https://www.gainesville.com/opinion/20180815/karl-…

After reading both of these articles, answer the following three questions:

1) Based on what you have learned so far about the typical limiting nutrient in freshwater ecosystems (and, yes, Lake Okeechobee is freshwater), what nutrient would you generally expect to be the most likely limiting resource for Lake Okeechobee?

2) How do Crosby and Havens each describe the role of nutrient contamination, particularly phosphorus and nitrogen, in initiating freshwater cyanobacteria (aka, blue-green algae blooms) blooms in Lake Okeechobee? What other factors do either of these researchers cite as a potential “trigger” for the cyanobacteria blooms to form in Lake Okeechobee?

3) Based on your reading of both Crosby and Havens (as well as any materials from lecture or other sources), describe why and how severe freshwater cyanobacteria blooms frequently occur in normally brackish ecosystems like the St. Lucie River estuary (on the east coast) and Caloosahatchee River estuary (on the west coast). (Hint – freshwater cyanobacteria normally would not survive in a saltwater estuary environment.)

and 2 responses to two st

[supanova_question]

Argosy University Addiction Psychology Research Study Evaluation Paper Writing Assignment Help

Evaluate a recent research study in the field of addiction psychology that has contributed to your understanding of how people with substance use disorder think, feel or behave.

A good starting point for finding articles is through the Purdue Library, the Elsevier site and the APA Journal: Psychology of Addictive Behaviors.

Be sure to include your rationale for why this particular study contributed to the science of psychology.

Provide information as to the validity/reliability of results and the benefits and/or limitations of the findings.

Review your classmates’ answers and discuss a research study that has not already been written about on the Discussion Board.

Be sure to provide an APA citation in your response.

Your post should be at least 300 words in length and should extend the discussion of the group supported by your course materials and/or other appropriate resources

[supanova_question]

https://anyessayhelp.com/

After reading both of these articles, answer the following three questions:

1) Based on what you have learned so far about the typical limiting nutrient in freshwater ecosystems (and, yes, Lake Okeechobee is freshwater), what nutrient would you generally expect to be the most likely limiting resource for Lake Okeechobee?

2) How do Crosby and Havens each describe the role of nutrient contamination, particularly phosphorus and nitrogen, in initiating freshwater cyanobacteria (aka, blue-green algae blooms) blooms in Lake Okeechobee? What other factors do either of these researchers cite as a potential “trigger” for the cyanobacteria blooms to form in Lake Okeechobee?

3) Based on your reading of both Crosby and Havens (as well as any materials from lecture or other sources), describe why and how severe freshwater cyanobacteria blooms frequently occur in normally brackish ecosystems like the St. Lucie River estuary (on the east coast) and Caloosahatchee River estuary (on the west coast). (Hint – freshwater cyanobacteria normally would not survive in a saltwater estuary environment.)

and 2 responses to two st

[supanova_question]

Argosy University Addiction Psychology Research Study Evaluation Paper Writing Assignment Help

Evaluate a recent research study in the field of addiction psychology that has contributed to your understanding of how people with substance use disorder think, feel or behave.

A good starting point for finding articles is through the Purdue Library, the Elsevier site and the APA Journal: Psychology of Addictive Behaviors.

Be sure to include your rationale for why this particular study contributed to the science of psychology.

Provide information as to the validity/reliability of results and the benefits and/or limitations of the findings.

Review your classmates’ answers and discuss a research study that has not already been written about on the Discussion Board.

Be sure to provide an APA citation in your response.

Your post should be at least 300 words in length and should extend the discussion of the group supported by your course materials and/or other appropriate resources

[supanova_question]

https://anyessayhelp.com/

After reading both of these articles, answer the following three questions:

1) Based on what you have learned so far about the typical limiting nutrient in freshwater ecosystems (and, yes, Lake Okeechobee is freshwater), what nutrient would you generally expect to be the most likely limiting resource for Lake Okeechobee?

2) How do Crosby and Havens each describe the role of nutrient contamination, particularly phosphorus and nitrogen, in initiating freshwater cyanobacteria (aka, blue-green algae blooms) blooms in Lake Okeechobee? What other factors do either of these researchers cite as a potential “trigger” for the cyanobacteria blooms to form in Lake Okeechobee?

3) Based on your reading of both Crosby and Havens (as well as any materials from lecture or other sources), describe why and how severe freshwater cyanobacteria blooms frequently occur in normally brackish ecosystems like the St. Lucie River estuary (on the east coast) and Caloosahatchee River estuary (on the west coast). (Hint – freshwater cyanobacteria normally would not survive in a saltwater estuary environment.)

and 2 responses to two st

[supanova_question]

Argosy University Addiction Psychology Research Study Evaluation Paper Writing Assignment Help

Evaluate a recent research study in the field of addiction psychology that has contributed to your understanding of how people with substance use disorder think, feel or behave.

A good starting point for finding articles is through the Purdue Library, the Elsevier site and the APA Journal: Psychology of Addictive Behaviors.

Be sure to include your rationale for why this particular study contributed to the science of psychology.

Provide information as to the validity/reliability of results and the benefits and/or limitations of the findings.

Review your classmates’ answers and discuss a research study that has not already been written about on the Discussion Board.

Be sure to provide an APA citation in your response.

Your post should be at least 300 words in length and should extend the discussion of the group supported by your course materials and/or other appropriate resources

[supanova_question]

https://anyessayhelp.com/

After reading both of these articles, answer the following three questions:

1) Based on what you have learned so far about the typical limiting nutrient in freshwater ecosystems (and, yes, Lake Okeechobee is freshwater), what nutrient would you generally expect to be the most likely limiting resource for Lake Okeechobee?

2) How do Crosby and Havens each describe the role of nutrient contamination, particularly phosphorus and nitrogen, in initiating freshwater cyanobacteria (aka, blue-green algae blooms) blooms in Lake Okeechobee? What other factors do either of these researchers cite as a potential “trigger” for the cyanobacteria blooms to form in Lake Okeechobee?

3) Based on your reading of both Crosby and Havens (as well as any materials from lecture or other sources), describe why and how severe freshwater cyanobacteria blooms frequently occur in normally brackish ecosystems like the St. Lucie River estuary (on the east coast) and Caloosahatchee River estuary (on the west coast). (Hint – freshwater cyanobacteria normally would not survive in a saltwater estuary environment.)

and 2 responses to two st

[supanova_question]

Argosy University Addiction Psychology Research Study Evaluation Paper Writing Assignment Help

Evaluate a recent research study in the field of addiction psychology that has contributed to your understanding of how people with substance use disorder think, feel or behave.

A good starting point for finding articles is through the Purdue Library, the Elsevier site and the APA Journal: Psychology of Addictive Behaviors.

Be sure to include your rationale for why this particular study contributed to the science of psychology.

Provide information as to the validity/reliability of results and the benefits and/or limitations of the findings.

Review your classmates’ answers and discuss a research study that has not already been written about on the Discussion Board.

Be sure to provide an APA citation in your response.

Your post should be at least 300 words in length and should extend the discussion of the group supported by your course materials and/or other appropriate resources

[supanova_question]

MAT 142 Maricopa Community Colleges Value of The Annuity and The Interest Questions Programming Assignment Help

MAT 142 Maricopa Community Colleges Value of The Annuity and The Interest Questions Programming Assignment Help

× How can I help you?