Sociological Theorists, sociology homework help Humanities Assignment Help

Module 4 LASA Template
Where you see the words “Please show your work here” – please show all calculations and explanations that helped you to reach your final answer.
Where you see highlights is where you place your final answers as instructed below.
Again, please do not erase anything and simply place your work and answers where shown below. Then, save THIS document as your file with your name, and submit to the dropbox in class.
***Type your intro paragraph here (min. 150 words) Please follow APA format for your intro paragraph. APA format is size 12 font, double spaced, clearly readable font such as Times New Roman. ***
So what goes in the intro? Great question! This is open-ended. The intro paragraph is where you introduce the topic to the reader. What information are you presenting here in the submission? What are some points about debt/credit that you would like to make? Why is this assignment important? Etc.
Most credit cards require that you pay a minimum monthly payment of two percent of the balance. Based upon a balance of $5,270.00, what would be the minimum monthly payment (assuming no other fees are being applied)?
Please show your work here:
!!!First, remember you are using an APR of 15.53%!!!
What is the amount of interest per month? Formula: (APR*principal)/12Place your answer here
What is the amount applied to reduce the principal?Place your answer here
2. Consider one of your credit cards. What is the balance? How is the minimum monthly payment determined? What would be the minimum payment? How much of the minimum payment goes towards interest? How much of the minimum payment goes towards the principal? If you do not want to share an actual balance or do not have a credit card, calculate these amounts using an imaginary credit card balance.
Please show your work here:
Final answers:
What is the balance?Place your answer here $500
How is the minimum monthly payment determined? Example: 2% of the principalPlace your answer here
What would be the minimum monthly payment?Place your answer here
How much of the minimum monthly payment goes towards interest?
Place your answer here
What interest rate did you use to answer the preceding question? Place your answer here
How much of the minimum monthly payment goes towards the principal?
Place your answer here
3.Now, examine the terms of one of your credit cards or other revolving debt. Are there other charges that the credit card company is applying to your account? Are you receiving a special rate for a limited time? Does your card charge an annual service charge or an inactivity fee?
Please show your work here:
Final answers:
Are there other charges that the credit card company is applying to your account?
Place your answer here
Are you receiving a special rate for a limited time? Place your answer here
Does your card charge an annual service charge or an inactivity fee?
Place your answer here
Examine a credit card bill (or other revolving debt) and see how long it will take to pay off your debt if you paid only the minimum payments.
Please use the following online calculator to complete this task:
http://www.bankrate.com/calculators/credit-cards/credit-card-payoff-calculator.aspx
What steps could you take to pay off this credit card (or debt) sooner? Determine the percentage of the principal that you need to pay down in order to pay off the credit card in the time frame of your choosing.
Please show your work here:
Final answers:
What information did you enter into the online calculator?
Place your answer here, which will include the balance, interest rate, and minimum payment per month
How long will it take to pay off the debt if you only paid the minimum payments?
Place your answer here; this will be the value that the calculator shows you
What steps could you take to pay off this credit card (or debt) sooner?
Place your answer here
Let’s say that you want to pay off your credit card in a shorter amount of time – what time frame do you choose? Place your answer here
What percentage of the principal would you need to pay down per month in order to pay off the credit card in the time from of your choosing? Place your answer here
6. Many Americans find themselves amassing large amounts of credit card (or other revolving) debt at an early age. What advice concerning the use of credit cards and the fees they charge would you provide to a young adult planning on getting a credit card?
Final answers:
What advice would you give (150 words minimum)?
Place your answer here
***Type your conclusion paragraph here (min. 150 words). Please use APA format for your conclusion paragraph.*** APA format is size 12 font, double spaced, clearly readable font such as Times New Roman.

Companies
Use Tracking Devices to Help Make Decisions 
Fan Zhang, the owner of Happy Child, a trendy Asian restaurant in
downtown Toronto, knows that 170 of his customers went clubbing in November
[2013]. He knows that 250 went to the gym that month, and that 216 came in from
Yorkville, an upscale neighborhood. And he gleans this informa-tion without his
customers’ knowledge, or ever ask-ing them a single question.Mr. Zhang is a
client of Turnstyle Solutions Inc., a year-old local company that has placed
sensors in about 200 businesses within a 0.7 mile radius in downtown Toronto to
track shoppers as they move in the city.

The sensors, each about the size of
a deck of cards, follow signals emitted from Wi-Fi-enabled smartphones. That
allows them to create portraits of roughly 2 million people’s habits as they
have gone about their daily lives, traveling from yoga studios to restaurants,
to coffee shops, sports stadiums, hotels, and nightclubs.“Instead of offering a
general promotion that may or may not hit a nerve, we can promote specifically
to the customer’s taste,” says Mr. Zhang. He recently emblazoned workout
tank-tops with his restaurant’s logo, based on the data about his customers’
gym visits. Turnstyle is at the forefront of a movement to track consumers who
are continuously broadcasting their location from phones. Other start-ups, such
as San Francisco–based Euclid Analytics Inc., use sensors to analyze
foot-traffic patterns, largely within an individ-ual retailer’s properties, to
glean insight about cus-tomer behavior.But Turnstyle is among the few that have
begun us-ing the technology more broadly to follow people where they live, work
and shop. The company’s dense network of sensors can track any phone that has
Wi-Fi turned on, enabling the company to build profiles of consumers’
lifestyles. Turnstyle’s weekly reports to clients use aggregate numbers and
don’t include people’s names. But the company does collect the names, ages,
genders, and social media profiles of some people who log in with Facebook to a
free Wi-Fi service that Turnstyle runs at local restaurants and coffee shops,
including Happy Child. It uses that information, along with the wider foot
traffic data, to come up with dozens of lifestyle categories, including
yoga-goers, people who like the-ater, and hipsters.A business that knows which
sports team is most favored by its clients could offer special promotions on
game days, says Turnstyle’s 27-year-old founder Chris Gilpin. Czehoski, a local
restaurant, hired an 80s-music DJ for Friday nights after learning from
Turnstyle that more than 60% of the restaurant’s Wi-Fi-enabled customers were
over 30. But as the industry grows in prominence, location trackers are bound
to ignite privacy concerns. A com-pany could, for example, track people’s
visits to spe-cialist doctors or hospitals and sell that data to marketers.“Locations
have meanings,” says Eloise Gratton, a privacy lawyer. Marketers can infer that
a person has a certain disease from their Internet searches. A geoloca-tion
company can actually see the person visiting the doctor, “making the inference
that the individual has this disease probably even more accurate,” she says. In
the U.S., companies don’t have to get a consent before collecting and sharing
most personal information, including people’s locations. A bill proposed by
Minnesota Senator Al Franken would require consent before collecting location
data. The U.S. Federal Trade Commission settled its first location privacy case
in December, against an app developer that misled consumers into believing
their location data wouldn’t be sold to marketers.Even as they covet the data,
stores and businesses recognize it is a touchy subject. “It would probably be
better not to use this tracking system at all if we had to let people know
about it,” says Glenna Weddle, the owner of Rac Boutique, a women’s clothing store
that is a Turnstyle client. “It’s not invasive. It might raise alarms for no
reason.”Right now, the only way to opt-out of geolocation is to either switch
off the Wi-Fi on a cellphone or make a request through a website of one the
data companies (like Turnstyle) that has an opt-out option.As these companies
operate mostly behind the scenes, the nascent industry is keeping a close watch
on Google Inc. and Apple. With their Android and iOS mobile operating systems,
re-spectively, Google and Apple know the location of every customer’s
Wi-Fi-enabled phone—far more location data than any start-up could access. The
Silicon Valley giants aren’t allowing access to such data by outsiders. Both
Google and Apple declined to comment.Places where people didn’t think they were
being watched are now repositories for collecting informa-tion, says Ryan Calo,
assistant professor at the Univer-sity of Washington School of Law. “Companies
are increasingly able to connect between our online and offline lives,” he
says. 

Answer
the following questions in essay form( 600 words)

1.
How do the tracking devices discussed in this case aid in making more rational
and intuitive decisions? Explain.

2.
Which of the seven evidence-based decision-making implementation principles is
consistent with the use of tracking data for making decisions?

3.
Use Figure 7.3 to assess the ethical orientation of what is being done by
Turnstyle. Is the company behaving ethically?

4.
Which of the common decision-making biases are likely reduced by using location
data to make product promotion decisions?

5.
What is your overall opinion about companies collecting and selling tracking
data without your consent? Explain.

Asssignment from nickkynickky

Background:

Financial literacy helps you to become a better manager. Understanding the financial side of the business will make you more effective on the job and will make your work life more meaningful. The two core activities of financial management are to manage profitability and manage liquidity. If either of these two activities is neglected it can lead to the demise of an organisation. Hence, these two aspects guide the decision making for any manager. Issuing bonds (debt) and/or issuing stocks (shares), enables the corporation to manage the money it needs to finance the assets of the business. Therefore, being able to value these financial securities is also an important skill to have.

Requirement:

Your task is to analyse the historical (for the last five years) performance of a listed company and present your findings in the form of a report, which will cover both qualitative and quantitative performance elements in a logical cohesive format.

Please note: If you are working for a company listed on the stock exchange, use this opportunity to complete the exercise on that company. Otherwise, feel free to value a competitor or a company that interests you. However, note that the company you select must be listed on a stock exchange and have a history of paying dividends.

The qualitative component of your discussion should include brief background information on the company including how they are placed within the industry, and a brief overview of the recent stock price movements for the company. The quantitative component should include an initial analysis of trends in the major items contained in the profit and loss statements and balance sheets, followed by an analysis of the following important ratios measuring liquidity, profitability, capital structure and market-value aspects of the company performance:

• Liquidity: Current ratio
• Profitability: Net profit margin ratio and Return on total assets
• Capital structure: Debt ratio and Interest cover ratio
• Market value: Price-earning (P/E) ratio.

Your analysis should highlight the important changes within these ratios over this period and identify the reasons for significant changes. Since these financial ratios are limited to the particular organisation, it is also useful to compare these ratios to other businesses in the same industry or by using industry averages.

You are also required to calculate the value of a stock (share) of the listed company selected above, using the Constant Dividend Growth Rate model. Go to your relevant stock exchange site (e.g. www.asx.com.au if using an Australian listed company) and find the latest share price. Assume the company chosen above has a 4% dividend growth rate and the required 

rate of return is 9%. Compare that stock value with the current stock market price. Are there any differences? You are required to explain these differences.

Analyse and interpret the ratios and the other data with reference to the theoretical concepts introduced in this subject to evaluate the company’s operations and performance. Discuss limitations if any. Taking into account the quantitative and qualitative analysis, you are then required to make a recommendation on whether to:

1. Invest in the company
2. Do not invest in the company.

Please note: In order to start this assignment you will need to extract the financial statements (comprising five years information) of your chosen publicly listed company.

We recommend you familiarise yourself with the IBISWorld database available under the ‘Research’ drop-down menu in the header on the student learning portal. This tool provides the financials, financial ratios and company information plus industry averages for a broad range of companies.

Include referencing so that you clearly acknowledge your sources of information. All your references must be from credible sources such as books, peer-reviewed journals, magazines, company documents and recent articles. Students are highly encouraged to use peer-reviewed journal articles as this may contribute towards a higher grade. Your assignment mark will be adversely affected if you use poor references.

Please note: Remember to submit a hyperlink to the annual reports within the reference list in your assignment.

Your Course Project Title Goes Here (Topic -Online Dating/ Online Predators/Sex Offenders )

The purpose of a proposalis to highlight standout ideas,
and to do so in a manner that can convince an audience to support a project. Proposals
delivered in a workplace are often part of a competitive process in which the
strongest proposal is offered the business. In these contexts, effective word
choice and professional delivery define the effective communication of an idea.
Your research proposal will be presented as a sentence outline. As the name
suggests, the sentence outline presents complete thoughts in complete sentences
as opposed to phrases. In each section of the proposal, choose ideas with the
goal of persuading your reader to believe that you are interested in the topic
and ready to learn how to develop the topic into a project. Use a complete
sentence to provide the response to each of the questions below.You can use
first person. Use APA documentation for the final section of the proposal to
document any sources referenced in your proposal. Remember to put at least two
items at any given level of the outline, as shown in this template and the
sample proposal.